Life Insurance

Life insurance helps cover the end of life expenses.  Sometimes Life Insurance is used as an investment vehicle.

There are 3 types of Life Insurance*:

  1. Term Life – This would be the best bang for your buck.  Best way to describe Term Life is, you are renting life insurance for a certain amount of time.  (Inheritance Focused)
  2. Whole Life – This Insurance will be a little more pricey and last your entire life – as long as you are paying your premium.  There are several types of Whole life Policies – some are used as investments. (Inheritance focused)
  3. Final Expense –  These policies are great for a smaller amount – $2000 to $75,000.  Final Expense typically pays out  faster and is focused on those final expense.   (Cremation/Burial Focused)

We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 125 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP), to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov